Confused by Medigap? You’re Not Supposed to Understand This Alone.

There are ten standardized Medicare Supplement plans, a dozen carriers, and prices for the exact same plan letter that can vary by hundreds of dollars a year depending only on which company sells it to you. Nobody explains that part. MedigapScout exists to make the comparison make sense before you pick.

What Medigap actually is, in three sentences

Original Medicare (Parts A and B) covers a lot, but not all of it — you’re still on the hook for deductibles, copays, and coinsurance that can add up fast. A Medicare Supplement (Medigap) policy is private insurance that fills in those gaps. Unlike Medicare Advantage, Medigap lets you see any doctor who accepts Medicare, nationwide, with no network to worry about.

Why the plan letter matters more than the company name

Here’s the part almost nobody tells you: a Plan G from one carrier covers exactly the same benefits as a Plan G from any other carrier. Federal law standardizes the benefits. What isn’t standardized is the price — and that’s where doing this without help costs real money.

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MedigapScout is an independent, privately-run informational resource. We are not connected with or endorsed by the U.S. government, the federal Medicare program, or any government agency. We may be compensated if you use a link on this site to compare plans with our partners — see our full disclosure for details. That compensation never affects what we tell you.